Real estate registration system
This system is the essence of the process of transfer of ownership of real estate from the seller to the buyer directly, by recording this process (the process of sale and purchase) in the relevant department (Real Estate Registration Department) without mediation agents or brokers after the completion of the legal aspects of this process, Directly mediate the agents and brokers involved in the process of conciliation between the parties to the transaction (the seller and the buyer) for a commission specified by the law, and then perform an important part of the transfer of ownership by reviewing real estate registration departments and others on behalf of the buyer the first beneficiary of the purchase.
The building materials such as bricks, gravel, sand, iron of all kinds used in construction, cement, plaster, etc., are the main components of the real estate marketing system. As well as the real estate market trends, rumors, brokers’ practices and psychological stress on both sides of the process (seller and buyer) to complete a deal. Buying and selling In addition to other aspects, such as levels of income, wages and salaries, bank lending policies by the public and private sectors, and others.
The real estate registration departments maintain private records that record the type of property, the name of its owner and address, The State shall also register the transfer of ownership of real estate between the citizens themselves or between the State and the citizens in accordance with the regulations, instructions and laws of real estate registration established by the State, and shall be regarded as the primary and only source of dispute or dispute between the citizens themselves, And between the state and its diverse institutions.
Although the proposals posed by this research can be classified as general proposals, only that
The researcher believes that it can contribute to the development of some solutions and treatments (albeit long term) for many
The problems faced by citizens in Iraq at the present time are as follows:
1- The modern state should seriously study the need of the developed population to find housing suitable for their needs and desires, the customs and traditions they believe in, the environment in which they live, as well as their need for commercial and industrial complexes and markets, and work to meet them at the right times and prices.
2 – Public and private companies specialized in this area should build modern housing, taking into account the reduction of costs, by simplifying buildings, reducing the excess spaces, and using the spaces allocated for construction as best as possible, taking into account the trends of families towards fission on the one hand, At present, encouraging the trend towards low-cost housing on the other.
- Develop public companies to finance the purchase of housing, commercial and industrial buildings by citizens on easy terms, and simple benefits paid by the beneficiaries in suitable installments (monthly, semi-annual or annual) in line with their levels of income.
4 – Simplifying the procedures of lending through the Real Estate Bank and Housing Bank, and accelerate the completion of transactions to obtain these loans, and increase the amounts of current loans for lack of adequacy at the present time.
5 – Encouraging private companies to invest in housing construction (horizontal or vertical) and commercial and industrial complexes and large markets, by giving them suitable land at the appropriate places for free “or at nominal prices, in return for building residential houses and complexes and industrial and industrial, As follows:
(A) Building low-cost housing and distributing it to citizens in exchange for monthly rents (installments) suitable for both parties for period of (20) years, for example, then owned by the occupants free of charge.
B- Building commercial and industrial markets and complexes and distributing them to those who wish to rent suitable rents for period of (25) years, then owned by their tenants free of charge.